Empowering Dreams, Enriching Lives
Products

Understand the facility before starting the conversation.

Product availability, final pricing, fees, terms and approval are subject to Finova’s assessment and confirmed documentation.

Salary Advance
USD 100.00–USD 3,000.00

Salary Advance

A clear, manageable facility designed for formally employed clients who need access to funds before payday.

Typical term
1–6 months
Repayment
Monthly instalments
Indicative annual rate
30%
Calculation method
Flat interest

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Business Working Capital
USD 500.00–USD 10,000.00

Business Working Capital

Funding for inventory, operating cycles, equipment and measured business expansion, subject to affordability and assessment.

Use
Stock, equipment or operations
Assessment
Cash-flow and affordability based
Indicative annual rate
24%
Calculation method
Reducing balance

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School Fees Support
USD 100.00–USD 5,000.00

School Fees Support

A purpose-led facility to help families manage qualifying education costs across a defined repayment period.

Purpose
Qualifying education expenses
Disbursement
Subject to approval terms
Indicative annual rate
26%
Calculation method
Flat interest

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Use this as a planning guide only. Final pricing and terms are confirmed during assessment.

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Illustrative estimate only. Final pricing, fees, affordability and repayment terms are confirmed during assessment.
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